Credit Solution

Financing Conditions

Available exclusively in Marcolino physical stores.

Amounts from €150 to €999 – 6X Credit

Amounts from €1,000 to €14,999 – 10X Credit

Credit is not available for Rolex products.

Personal Credit. Nominal Interest Rate (TAN) 0%. APR (TAEG) 0%.

Pay in 6 installments (€150 to €999) or 10 installments (€1,000 to €14,999).

Example: €1,500 paid in 10 monthly installments of €150.

Credit subject to approval by Cetelem, a brand of BNP Paribas Personal Finance, S.A., Portugal Branch.

A Equação do Tempo, Relojoaria Lda acts as a tied credit intermediary without exclusivity.

Campaign available in all Marcolino stores until December 31, 2026.

Registered with Banco de Portugal under nº 0006230 as a tied credit intermediary without exclusivity. Please consult here.

Note: Purchases made using credit are not eligible for refunds. Exchanges are only permitted for items of equal or higher value.